Auto Insurance

While our pups enjoy a leisurely car ride…..Driving for most of us is not a luxury.  It is a necessity. Most of us commute to work. Pick up kids from school shuttle them off to practice or lessons, pick up their friends, carpool, —and anywhere else they need to go. After that, we run around town on shopping trips, handling to-do lists and visit friends.


Automobile insurance is one of the most common of all insurances, and consequently, its importance is often overlooked in terms of making sure the appropriate coverage is in place. At Simple Choice we take the time to listen to your needs, understand your situation and work to find the coverage that is specific and appropriate for your needs.  Here are 3 reasons why we think you should work with us:

#1 – We are truly local.  We are your friends, and neighbors.  We live where you live, shop where you shop and go to church where you do. We understand your risks.  We are in your community and want to be a part of your family and the things that are important to you.   We’ll take the time to understand your situation before providing you with solutions.

#2 – Partnering with our agency because we are local, and because we are independent, gives us MANY choices.  We work with the highest rated carriers in the area.  When you come to our agency we will maximize your time and provide you with multiple quotes and provide various options based on your specific needs.  This is something you cannot do if you call an 800 number or work with a larger captive carrier.

#3 – We will help you understand more about what you are paying for.  One of the biggest things we hear in our agency is

“I have no idea what coverage I have.” Or “for what I pay, I sure hope I have enough coverage.”

We never want you to leave our agency not knowing what you are paying for, AND what it is actually protecting for you.  Today, with the 800 number options and the ability to purchase insurance over the internet options, people are just choosing based on price and many times are not properly covered.

Some of the terms we think you should know:

  • Bodily Injury/Liability- coverage for injuries to you or someone else as a result of an incident while operating a vehicle owned by you.
  • Medical Payments – coverage to treat the driver and passengers in an accident
  • Property Damage -coverage for damages to someone elses property while operating a vehicle owned by you.
  • Collison-coverage that insures you when you collide with another vehicle.
  • Comprehensive-coverage that insures you as a result of things OTHER than a collision with another vehicle
  • Uninsured Coverage/Underinsured Coverage-coverage for medical treament and injuries sustained when the other driver doesn’t have coverage or doesn’t have enough coverage


Cheap doesn’t usually mean good, but good doesn’t have to be expensive. Our approach is to obtain the right coverage for the right price on your behalf and make sure you know exactly what you are paying to protect.

Contact us today to discuss your options.  Get a Quote Now!