5 Steps to Determine if Your Employers High Deductible Health Plan is Right for You
Choices. We all like them. We all want them. We all believe we should be entitled to them. But what about in our health coverage options? I am not about to open the Affordable Care Act can of worms about healthcare reform. No, what I am talking about is why do I now have two different insurance plans to pick during my employers open enrollment? And more importantly? How do I know which one I should enroll in? The truth of the matter is, there isn’t a good plan or a bad plan when it comes to these two types of choices, what it comes down to, is which is right for YOUR...
Read MoreUnderstanding Basic Insurance
A meteor hits your home. Are you covered? You hit a deer with your car. You drive through the garage door. Covered? Most of us, unless you live and breathe insurance OR have experienced one of these unforseen events, you don’t really know. When it comes to buying insurance many people assume they are covered, but many times find out all too late, they should have taken the time to understand more of exactly what they have. A good agent should always take the time to explain the coverages to you. You likely won’t remember even then, however, if an agent actually sits down...
Read MoreIndiana Weather + Potholes = EXPENSIVE repairs
Indiana has just experienced weather like it hasn’t seen in 20 years. We have heard terms like, Polar Vortex, Flooding, Drifting, Blizzard, Snow, and Wind Chills below zero, but just as dangerous as all the actual “conditions outside” is the infamous “pothole damage” that can cause expensive repairs to our cars like damage to the tires, hub caps, struts, and alignment. These repairs can quickly add up leaving you with repairs up to a thousand dollars or more. What Part of my Insurance Policy covers for Pothole Repairs? Most of us believe if we did not cause...
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