Posts by clynch

Disability Insurance: 4 Questions you need to ask!

Posted by on Mar 16, 2018 in Insurance | 1 comment

According to the U.S. Census Bureau, an employee has a one in five chance of becoming disabled during their career. That’s why experts say purchasing a disability insurance plan is a must for anyone who relies on a job to provide their income. Here’s a quick look at what you should know about the various plans available. Q: Which disability insurance plans do employers usually provide?  A: Typically, workplaces offer two plans: short-term disability and long-term disability insurance. Q: What are the differences between these two?  A: Short-term disability provides a percentage...

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3 Elements to Age in Place

Posted by on May 25, 2017 in Home, Our Blog, Safety | Comments Off on 3 Elements to Age in Place

The Joint Center for Housing Studies of Harvard University predicts that by 2035, the population of those 65 and older will grow to approximately 79 million — up more than 30 million from today. And 90 percent of adults in that age group prefer to remain in their homes, according to AARP. For those who would like to stay in their homes into their golden years, updating these three areas to accommodate changing needs is something worth tackling sooner rather than later. Lighting A well-lit home, both indoors and out, is a fundamental component of safe, long-term living. Start by making...

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6 Possible Reasons for weight gain

Posted by on May 4, 2017 in Education | Comments Off on 6 Possible Reasons for weight gain

Healthy eating and regular exercise are two of your top priorities, so there’s no need to worry about gaining weight, right? Not necessarily. Seemingly inconsequential behaviors such as eating while multitasking, taking certain medications and opting for alternative sweeteners can lead to unexpected weight gain. Here are some choices that may be impacting what you see on the scale: Lack of sleep: Sleep deprivation can not only increase your risk of heart disease but also influence you to eat more calories. A 2016 study published in the European Journal of Clinical Nutrition found that...

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Understanding and Paying Down Debt

Posted by on Apr 19, 2017 in Education, Insurance, Our Blog, Simple Choice Agency | Comments Off on Understanding and Paying Down Debt

Before you buy that new car or house, put some thought into your finances. Do you have a full understanding of how debt accumulation impacts you? Read on for more, including tips for tackling your financial obligations. Debt’s Daily Impact Owing money affects many aspects of everyday life — from securing a new home to qualifying for a credit card and much more. All rely on your credit score and the information in your credit report, so check your credit report yearly and dispute inaccurate information. Even those who don’t have debt can be caught off guard without emergency...

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3 Tips for managing an inheritance

Posted by on Mar 23, 2017 in Education, Insurance, Life | Comments Off on 3 Tips for managing an inheritance

Receiving an inheritance from a family member or friend can bring mixed emotions. Not only are you grieving the loss of a loved one, but you’re also suddenly receiving new wealth. During this challenging time, these steps can make the process a little easier. Take Your Time Don’t rush into the process; filling out the necessary paperwork to receive the inheritance doesn’t have to happen immediately after a loved one passes away. Take the time you need to grieve, get through the funeral and spend time with loved ones. Aim to speak with the estate attorney within a month of...

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