Basics of Long Term Coverage
Before making a decision about long-term care insurance (LTCI), it helps to fully understand what it is and how it works. Here’s a general overview. What is long-term care insurance? This type of insurance addresses extended, hands-on assistance that’s needed due to a prolonged disability or long-term illness or cognitive impairment. Each LTCI policy will define its benefit triggers, but individuals generally qualify for use when a health professional certifies that you require help with at least two daily activities, such as dressing, eating or bathing. What can it cover? Most...
Read MoreDo Wearables Encourage Movement and Fitness
Fitness trackers have become a popular trend over the past several years, with an estimated 102 million devices sold by the end of 2016. But does strapping on a device that provides personalized health data help you improve your lifestyle and stay fit? Expert opinions vary. Here are a few pros and cons based on recent scientific research. Benefits of Wearables More steps: Research dating back to 2007 found that individuals who used pedometers engaged in more physical activity than participants who didn’t wear such technology. The study also determined that having a step goal,...
Read More
Recent Comments