Posts by clynch

Basics of Long Term Coverage

Posted by on Feb 22, 2017 in Insurance, Life | Comments Off on Basics of Long Term Coverage

Before making a decision about long-term care insurance (LTCI), it helps to fully understand what it is and how it works. Here’s a general overview. What is long-term care insurance? This type of insurance addresses extended, hands-on assistance that’s needed due to a prolonged disability or long-term illness or cognitive impairment. Each LTCI policy will define its benefit triggers, but individuals generally qualify for use when a health professional certifies that you require help with at least two daily activities, such as dressing, eating or bathing. What can it cover? Most...

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Do Wearables Encourage Movement and Fitness

Posted by on Feb 8, 2017 in Education, Simple Choice Agency | 0 comments

Fitness trackers have become a popular trend over the past several years, with an estimated 102 million devices sold by the end of 2016. But does strapping on a device that provides personalized health data help you improve your lifestyle and stay fit? Expert opinions vary. Here are a few pros and cons based on recent scientific research.   Benefits of Wearables More steps: Research dating back to 2007 found that individuals who used pedometers engaged in more physical activity than participants who didn’t wear such technology. The study also determined that having a step goal,...

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4 Tips to Help Realize Your Goals

Posted by on Jan 18, 2017 in Simple Choice Agency | Comments Off on 4 Tips to Help Realize Your Goals

  It’s a new year, which means updated goals and strategies. Maybe you’ve wanted to quit smoking, lose a few pounds, write a novel or get out of debt. Whatever your dream may be, the thought of achieving it can be daunting. Below are four tips to help you attain whatever changes you decide on. Set and Visualize Your Goals Try following in the footsteps of iconic swimmer Michael Phelps, who lists out his goals, looks at them regularly and checks on his progress each day. The 23-time gold medalist has written down his intentions since childhood, envisioning himself swimming...

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With Depression, Knowledge Is Power

Posted by on Sep 22, 2016 in Education | Comments Off on With Depression, Knowledge Is Power

According to the World Health Organization, depression affects an estimated 350 million people worldwide; yet fewer than half receive treatment. Despite an increased awareness of depression and other mental illnesses, a social stigma about these disorders still exists. Help fight it by educating yourself on depression and its common symptoms and treatment strategies. Signs It’s More Than a Feeling Friends and family of sufferers may confuse symptoms of depression with ordinary sadness, but they’re distinctively different. A sense of hopelessness or emptiness, loss of interest in...

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One Small Mistake

Posted by on Jul 15, 2016 in Education | Comments Off on One Small Mistake

“All Because of One Small Mistake.”  That is what a client just said to me recently during a significant loss they just suffered.  That one small mistake financially, devastated his business and his life. Depending on the nature of an insurance loss; it can bankrupt you, put you out of business, cause an emotional break down and more.  I know that seems like a scare tactic, but it is true.  I have personally witnessed it happen to my client. I get it, our lives are busy.  We have so many irons in the fire and so many things we are trying to do that calling our insurance agent not...

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